Unsecured short term loans can be very easy to get or they can be very hard. It all depends on your profile, the lender’s policies and what loan amount you apply for. You cannot apply for amounts that are beyond your eligibility. Such applications will not get considered. Since there is no collateral or guarantor, unsecured short term loans are particularly harder, at least when compared to secured short term loans.
Your case would get more complicated if you don’t have a good credit history. Many lenders don’t require an excellent credit score for applicants to qualify for unsecured short term loans. They are deemed desirable for millions of people in need of some money but that doesn’t dilute the significance of the fact that a strong credit history helps. Given the uncertainty of getting approved or rejected for unsecured short term loans, it would be better if you can adhere to these tips.
Put together the documents before you even begin applying. Check the needs of the lender and arrange the documents accordingly. There are lenders that wouldn’t take a second look at an application if something is amiss. So you would not get a chance to rectify.
Compare loans in UK but know one thing for certain. The standard determiners will remain unchanged. With unsecured short term loans, your income is the biggest asset. You should provide sufficient proof of your income and what cannot be questioned or refuted. Don’t mislead about the source of income either.
While dealing with lenders like Cash Kitty, you should be as upfront as possible. Providing more information and explaining your needs truthfully will only help your case. Lenders are suspicious of inconsistent claims or statements. Short term loans don’t always require you to spell out a purpose but doing so may help.