Short term loan options can be few and far between, depending on your financial situation. There are also solutions that can ultimately do more harm than good, if you find yourself unable to handle what may or may not be an unpredictable repayment schedule. This is where the idea of payday loans from an experienced, respected lender like Cash Kitty can prove to be the lifesaver you have been looking for. If you are looking for a short-term loan option that is both flexible and simple, a payday loan is more likely than not going to meet your requirements.
Are Payday Loans Legitimate?
If you are eighteen years of age or older, and are gainfully employed, then you are almost certainly going to qualify for one of these loans. The requirements for such a loan couldn’t be simpler. Furthermore, those terms do not care about bad credit, or even no credit. More often than not, you will be able to meet the terms for this loan choice.
At the same time, we also understand that you might be a little hesitant. While payday loans have come a long way over the years, there is still a good deal of misinformation out there. To be clear: If you are working with a company like Cash Kitty, you are working with one of the best options for short-term loans to be found anywhere. There are a number of payday loan pros that can help to emphasize this fact.
Real Payday Loan Benefits
If you are eager to have a deeper understanding of just how much you can gain from a payday loan, here are some facts you’re certain to love:
• The application process is super-efficient: One of the hooks you’ve probably heard in payday loan ads promises the loan application process will be quick, hassle-free, and astonishingly simple. All of that is true. You will have to give some basic information, and the process is going to take at least a few minutes. Even so, you will find yourself with the money you need in extremely rapid fashion. Very few people have to wait longer than an hour to get their payday loan approved and sent.
• Legal and regulated: The industry of payday loans as short term loans has grown up a great deal through the years. In recent times, regulations and other factors have wiped out a lot of the shady companies that were engaging in some decidedly unscrupulous practices. Rip-off artists are still out there, but they’re a lot easier to avoid.
• Straightforward terms: At Cash Kitty, we can promise you terms that are going to be very, very easy to understand. This pertains to the loan repayment schedule, interest, and more. When you agree to the terms of the loan, you will have a crystal clear understanding of what you are doing, and what is going to be expected of you.
• Everything is online: In this day and age, the payday loan process can be conducted entirely online. This is another thing about payday loans that people really appreciate. From applying for the loan, to receiving the money directly, everything can be handled from the comfort of your computer or handheld device.
• Good for credit scores? Without question, being able to repay the loan in a timely fashion is certainly going to mean good things for your credit score. This is perhaps the only long-term aspect to this loan option.
Those are just a few of the benefits to keep in mind. Believe it or not, there are even more. For example, a lot of people certainly like the fact that Cash Kitty protects all of your information. We aren’t going to ask for anything that doesn’t have vital importance to being able to give you a loan. What little information we will ask of you will be protected. It will not be breached, nor will the information be sold to third-party companies.
An unexpected need for money can leave you with a sinking feeling. Rather than let that feeling get the best of you, doesn’t it make more sense to get in front of the problem? This is where short term loans obviously make sense. We invite you to compare your alternatives to a payday loan.